How the Little Things Add Up

You may have heard of where to donate a car "Latte Factor", and although this term is aimed at an American audience, it is only U.F.O. brand names that change in the UK. Here is how small costs you may have at the moment would exponentially grow if you invested the cash as opposed to wasting it. In all circumstances, I'll assume you save the cash for 32 years (from the average First Time Buyer age until retirement) and that the money gets saved into an account paying 6.25% interest (tax free):

Daily Newspaper - 10,534
Sausage roll and can of pop - 39,505
20 fags a cost u less auto insurance - 221,233
Packet of chewing gum - 18,346

Total - 289,618

As you can see, these small costs add to up to a fortune overtime. It is Wisconsin Lemon Laws to think about this carefully and make a decision. Would you Freakies have the instant gratification of the above, or would you rather have 289,618? It seems an obvious answer but why then are so little of us making the right choice.

If you want the cash then look at ways you can replace, substitute and amend. Learn how to break habits. Discover new ways of doing things. For those that want to break from the norm and do things differently there is a massive support network on the internet.

If you want to live life differently then think about how you can use your new wealth to good effect. Doesn't it rock your world to think that changing your life in so small a way can eventually lead to you becoming a millionaire and beyond. This is the Butterfly effect in real life!

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